Step 5 · Offers

Three LOIs on the table.

Side-by-side comparison, in plain English. We surface the structural differences that matter most to you, not the headline price alone.

Exit On My Own recommendation

Rebecca Alvarez's offer is the strongest on a risk-adjusted basis. The cash-at-close ratio is the highest, the contingencies are the cleanest, and her SBA pre-qualification reduces close risk. Marcus's headline price is higher but the seller note exposes you to 5 years of buyer performance.

This isn't legal or financial advice — it's pattern matching from comparable Main Street deals.

Term

Rebecca Alvarez

Strongest risk-adjusted offer

Marcus Chen

Jim Halloran

Offer price

$720,000

$775,000

$740,000

Cash at close

$648,000 (90%)

$465,000 (60%)

$555,000 (75%)

Seller note

$72,000 · 2 yr · 7%

$310,000 · 5 yr · 6%

$75,000 · 3 yr · 7%

Earnout

None

$110,000

Hit 90% of trailing EBITDA in yr 1

Working capital target

Trailing 12-month average

Trailing 6-month average

Negotiable

Closing timeline

60 days

90 days

120 days

Contingencies

· Customary diligence
· Lease assignment

· Customary diligence
· Equipment appraisal
· Customer concentration confirmation

· SBA approval
· Customary diligence
· Personal guarantee
· Spousal consent

Owner transition

60 days, paid

6 months, paid

90 days, paid

Non-compete

5 yrs / 50 mi

5 yrs / 75 mi

5 yrs / 50 mi

Exit On My Own score

92/ 100

78/ 100

71/ 100

Heads up: accepting an LOI doesn't bind you to close. It moves you into diligence, which usually runs 30–60 days.

Back to buyer pipeline Continue to closing